Address
128 River Street, Elk Rapids, MI
Price
$ 1,305,000
Property Attributes
- MLS#80066960
- TypeSingle Family
- Listing Status Active
- CountyANTRIM
- CityElk Rapids
- AreaElk Rapids Twp
- NeighborhoodH H Nobles Add To Elk Rapids
- Zip49629
- Style
- Year Built1948
- Taxes$ 3876
- Price$ 1,305,000
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage3595
- Lot Size0.07 Acres
Data Source:
Bay County REALTOR® Association
Property Description
Unique mixed-use opportunity in the heart of downtown Elk Rapids, Michigan, conveniently located near the harbor. Originally constructed circa 1948 as a bank, this distinctive property blends historic character with comfortable residential living. The upper level features a thoughtfully designed owner’s residence offering generous and flexible space, including a primary suite with jetted tub and walk-in closet, a large guest bedroom, and a den suitable for a variety of uses, including a potential non-conforming third bedroom. The residence includes a wood-burning fireplace and a spacious private deck, ideal for outdoor living, with gorgeous harbor views. The main level offers additional space currently used as a gallery, showcasing artwork from over 200 fine artists and craftsmen from across North America. The space features a second wood-burning fireplace and retains unique architectural elements, including the original bank vault, adding to the property’s character. To maintain privacy and professional standards, the property is shown by appointment only. Prospective buyers can review local zoning details via the Elk Rapids Village website to explore the full potential of this location.
| Price History | |
|---|---|
| 4/16/2026 | Listed $1,305,000 |
General Features
| Heating | Forced Air |
|---|---|
| Kitchen Level | Upper |
| Cooling | Ceiling Fan(s),Central A/C,Exhaust Fan,Attic Fan |
| Possession | Negotiable (Possession) |
| Garage | Attached Garage |
| Water | Public Water |
| Appliances | Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer |
| Full Baths | 2 |
| Half Baths | 1 |
| Bathrooms | 3 |
| Year Built | 1948 |
| Parking | Garage |
| Subdivision | H H NOBLES ADD TO ELK RAPIDS |
| Water Heater | Electric,Gas |
| Style | Other |
| County | Antrim |
| Class | RESIDENTIAL |
| Type | Single Family |
| Ownership | Private |
| Section | 21 |
| Associated Document Count | 3 |
| Status | Active |
| Zoning | Commercial |
| Sale/Rent | For Sale |
| Utilities | Cable Available |
| Green Features | Appliances |
| Manufactured Y/N | No |
| ROOMS | Den/Study/Lib,Pantry |
| Structure Style | 2 Story |
| Directions | From Traverse City,take US-31 North for about 15–17 miles into Elk Rapids. Continue straight into downtown,then turn left onto River Street. Drive a short distance; 128 River Street will be on |
| City | Elk Rapids |
| School District | Elk Rapids Schools |
| Originating MLS | Aspire North REALTORS |
| Financial Terms | Cash,Exchange/Trade |
| Legal Description | LOT 7,EXC THE E 54 FT,ALSO EXC W 25 FT PLAT OF H H NOBLES ADD TO ELK RAPIDS |
| Branded Virtual Tour | https://www.dropbox.com/scl/fo/6qrlhyo1tlrfdsxejkrmm/ABGd10cFwCZXkTi3HXyNBCI/Videos/128%20River%20Street.mp4?rlkey=37wm3mbwj2ebifb4z0vzq3jp2&st=2bzeqat0&dl=0 |
| DOM | 158 |
| Price Per Sq Ft Total AG | 363 |
| Public Remarks | Unique mixed-use opportunity in the heart of downtown Elk Rapids,Michigan,conveniently located near the harbor. Originally constructed circa 1948 as a bank,this distinctive property blends historic c |
Interior Features
| Interior Amenities | Bay Window,Spa/Jetted Tub,Security System,Window Treatment(s),Skylights |
|---|---|
| Dining Room Level | Upper |
| Living Room Level | Upper |
| Basement | Block,Full,Other (Basement),Stone |
| Bedroom 1 Level | Upper |
| Laundry Room Level | Upper |
| Kitchen Length | 16 |
| Laundry Room Width | 8 |
| Living Room Length | 19 |
| Bedroom 2 Width | 12 |
| Laundry Room Length | 13 |
| Dining Room Width | 10 |
| Bedroom 2 Length | 14 |
| Living Room Width | 25 |
| Dining Room Length | 14 |
| Kitchen Width | 15 |
| Beds | 2 |
| Fireplace? | Yes |
| Bedroom 1 Length | 18 |
| Bedroom 1 Width | 13 |
| Below Grade SqFt | 969 |
| Above Grade SqFt | 3595 |
| Basement Y/N | No |
| Bedroom 2 Floor Covering | Carpet |
| Total SqFt Finished | 3595 |
Exterior Features
| Exterior | Vinyl Siding |
|---|---|
| Exterior Amenities | Deck,Fenced Yard,Patio,Sidewalks |
| Lot Size Area | 0.07 |
| Lot Dimensions | 130x25 |
| Garage # of Car | 2 |
| Water Features | Water View |
| SEWER/SEPTIC | Community |
| Waterfront Y/N | No |
| Garage Y/N | Yes |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 49629
Price
Taxes
Year Built
Visits
Listing information is provided by Participants of the MichRIC MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. ©: MichRIC MLS. Last Update September 23, 2026 4:03 AM UTC
Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Michigan Real Estate - Eastport may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved.Based on information submitted to the MLS GRID as of September 23, 2026 4:05 AM UTC All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice.
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Information last updated on September 23, 2026 3:57 AM UTC
The content relating to real estate for sale and/or lease on this Web site comes in part from
the Internet Data eXchange ("IDX") program of the Northwest Indiana REALTORS® Association Multiple Listing Service ("NIRA MLS"). and is communicated verbatim, without change, as filed by its members. This information is being provided for the consumers' personal, noncommercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing
Bay County REALTOR® Association All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
Midland Board of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
Water Wonderland Board of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
Greater Lansing Association of Realtors® (GLAR) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Northern Michigan MLS; All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
